News

Closed Martin Luther King Jr Day

January 13th, 2025

The credit union is closed Monday, January 20, 2025 to honor and commemorate the legacy of Dr. King, acknowledging his contributions to civil rights and social justice in the pursuit of equality for all.  This closure reflects the institution's commitment to recognizing important historical figures and promoting values of justice and community service. 

Please be sure to utilize home banking and our mobile app during this time.  Normal business hours resume on Tuesday, January 21, 2025.

Holiday Loan Special 2024

November 18th, 2024

Make this season a little sweeter!

Marshmallows, cocoa and holiday lights, and a loan to keep things bright! Our Holiday loan is here to help you make more merry memories this season.

Apply today to get started on your festive plans! Borrow up to $5,000 for up to 24 months at a low rate of 5.25% APR*

*Annual Percentage Rate. Credit restrictions apply. Rate valid for members with credit score of 640+ is 5.25% APR and 600-639=5.75% APR. Unsecured loan rate includes .25% reduction for direct deposit, VISA, or automatic loan payment. Offer does not apply to loans currently financed at UGEFCU or single payment loans. Special rates subject to change without notice. We reserve the right to decline a loan request due to credit conditions. Monthly payments for a 24 month loan at 5.25% APR would be $44.00/$1,000 borrowed.

TRUST & WILL NEWS

October 15th, 2024

UGEFCU has partnered with Trust & Will to provide exclusive savings of 20% off any estate plan just for being our member.  Learn more today!

http://links.lovemycreditunion.org/client/love_my_cu/banner/?bid=6560&campid=103&clientid=2252&sid=1

Newsletter

October 9th, 2024

Our Autumn Newsletter contains information about our mortgages, home equity loans, and our Dear Melissa column and more! Read our Fraud Newsletter too!

We've added several new features to the website:

1. UChoose Debit/Credit Card Rewards
2. Financial Education Videos
3. Credit Score - Log in to online banking and activate your credit score monitoring

Home Banking & Mobile App

September 13th, 2021

Please click below for a list of FAQ's that will help guide you through the process:

New Home Banking & Mobile App FAQ's

Remote Deposit using our Mobile App!

September 4th, 2018

Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

• 2 day hold on deposits

• max amount = $3,000.00

• cut off time = 2:45pm

• must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free.  Then take us anywhere. With our smartphone app, you can:

• Deposit checks
• View your account balances
• Check your transaction history
• Transfer funds
• Pay bills
• Pay UGEFCU loans
• Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.