1-800-990-7499 | 1-315-733-1596
| Account Type | Interest Rate* | Minimum Balance To Open | Minimum Balance For APY | APY** | Compounded/Credited |
|---|---|---|---|---|---|
| 6 Months | 4.89% | $500 | $500 | 5.00% | Monthly/Monthly |
| 12 Months | 4.43% | $500 | $500 | 4.50% | Qrtly/Qrtly |
| 18 Months | 4.67% | $500 | $500 | 4.75% | Qrtly/Qrtly |
| 24 Months | 3.94% | $500 | $500 | 4.00% | Qrtly/Qrtly |
| 36 Months | 3.94% | $500 | $500 | 4.00% | Qrtly/Qrtly |
| 60 Months | 2.97% | $500 | $500 | 3.00% | Qrtly/Qrtly |
*APR = Annual Percentage Rate
**APY=Annual Percentage Yield
| Account Type | Minimum Balance For APY | Compounded/Credited | Interest Rate | APY |
|---|---|---|---|---|
| Share (Savings) | $25.00 | Qrtly/Qrtly | 0.35% | 0.35% |
| Share Draft (Checking) | $25.00 | Qrtly/Qrtly | 0.10% | 0.10% |
| Money Market $500 -$24,999.99 $25,000 -$74,999.99 $75,000 -$149,999.99 $150,000 and up |
$500.00 $25,000.00 $75,000.00 $150,000.00 |
Monthly/Monthly Monthly/Monthly Monthly/Monthly Monthly/Monthly |
0.80% 0.90% 1.09% 1.39% |
0.80% 0.90% 1.10% 1.40% |
| Christmas Club | $25.00 | Qrtly/Qrtly | 0.35% | 0.35% |
| Vacation Club | $25.00 | Qrtly/Qrtly | 0.35% | 0.35% |
| Tax Club | $25.00 | Qrtly/Qrtly | 0.35% | 0.35% |
APY = Annual Percentage Yield
| Account Type | Minimum Balance To Open | Rate(apr) | Yield(apy) | Minimum Balance For APR | Compounded/Credited |
|---|---|---|---|---|---|
| Variable IRA Savings |
None | 4.89% | 5.00% | $25.00 | Qrtly/Qrtly |
| 1 Year IRA Certificate |
$500 | 4.43% | 4.50% | $500 | Qrtly/Qrtly |
| 3 Year IRA Certificate |
$500 | 3.94% | 4.00% | $500 | Qrtly/Qrtly |
| 5 Year IRA Certificate |
$500 | 2.97% | 3.00% | $500 | Qrtly/Qrtly |
APY = Annual Percentage Yield
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Office Hours:
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week
1-315-733-1592
Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228
E-mail:
ugefcu@ugefcu.com
Supervisory Committee:
supervisoryc@ugefcu.com